Looking for Inflatable Rentals & Party Rentals Insurance?
Protect your party rental business from equipment damage, customer injuries, setup accidents, and liability claims. Get coverage built for bounce house rentals, party equipment providers, and event rental companies.
What is Inflatable Rentals & Party Rentals Insurance?
Inflatable and party rental insurance protects rental businesses from financial losses related to equipment damage, customer injuries, setup and takedown accidents, and weather-related incidents. Coverage typically includes general liability, equipment protection, and rental operations coverage. Parks, event venues, municipalities, and customers often require proof of insurance before allowing inflatables or party equipment at events.
Rental Equipment Coverage
Protects inflatables, bounce houses, tents, tables, chairs, concession machines, and party equipment from theft, vandalism, or accidental damage.
Event Liability
Covers bodily injury and property damage claims arising during delivery, setup, operation, or takedown of rental equipment.
Weather & Wind Protection
Provides coverage for equipment damaged by wind, storms, or sudden weather events when proper safety and monitoring procedures are followed.
Rental Operations Coverage
Addresses risks unique to rental businesses, including equipment misuse, temporary installations, and short-term event exposure.
Certificates
Fast proof of insurance for parks, venues, municipalities, and private customers.
Who Needs Inflatable Rentals & Party Rentals Insurance?
- Bounce house rental companies : Businesses requiring specialized insurance coverage
- Party equipment rental businesses : Businesses requiring specialized insurance coverage
- Tent and event rental providers : Businesses requiring specialized insurance coverage
- Inflatable entertainment services : Businesses requiring specialized insurance coverage
Why Harper?
Party Rental Industry Experience
Harper understands the unique risks of party and inflatable rentals—wind exposure, child safety concerns, setup injuries, and high-frequency event use.
Fast Proof for Venues and Parks
Public parks and event venues often require certificates before approving rentals. Harper delivers them quickly to avoid event delays.
Clear, Practical Guidance
We explain liability, equipment, and weather-related coverage in straightforward terms so you know exactly what’s protected and when.
Coverage Tailored to Your Inventory
Whether you rent bounce houses, tents, tables, or full event setups, coverage is aligned with your equipment and how it’s used.
Frequently Asked Questions
What insurance do party rental businesses need?
Most party rental businesses need general liability for customer injuries, inland marine or equipment coverage for rental inventory, rental operations coverage, and commercial auto for delivery vehicles. Workers’ compensation is required if you have employees.
Is party rental insurance required?
Yes, in most cases. Parks, schools, and event venues typically require liability coverage before allowing inflatables or rental equipment. Some municipalities also require insurance to issue event permits.
How much does party rental insurance cost?
Small bounce house rental businesses typically pay $2,000–$5,000 annually. Larger party rental companies with tents and high-value inventory often pay $5,000–$15,000+, depending on equipment value and event volume.
Does insurance cover inflatable accidents?
General liability can cover injuries related to the use of inflatable equipment when the equipment is properly anchored, supervised, maintained, and operated in accordance with manufacturer and safety guidelines.
Does insurance cover wind or weather damage?
Equipment coverage can protect inflatables from wind- or storm-related damage when proper weather monitoring, anchoring, and takedown procedures are followed. Failure to follow safety protocols may affect coverage.
Can venues or parks be added as additional insureds?
Yes. Rental agreements frequently require adding parks, schools, or venues as additional insureds. Harper handles certificates and endorsements for each event location.