You make one call. We make the rest.
The machine that makes the money deserves better than a gap between policies. We cover equipment where it lives and where it travels, and the breakdown that stops everything.
Tell us about your business.
What is Equipment insurance?
Coverage for the machinery and tools a business runs on: physical damage and theft wherever the equipment goes, and equipment breakdown for the mechanical and electrical failures that standard property policies exclude.
Property policies stop at the door.
Standard property coverage often leaves equipment uncovered the moment it is on a truck or a jobsite. Inland marine coverage follows it, and pairing the two is how the gap disappears.
Owned equipment
Machinery and tools, at your premises and valued to replace.
Equipment in transit and on site
Inland marine coverage that travels with the gear.
Equipment breakdown
The compressor, the line, the HVAC: mechanical failure standard policies exclude.
Rented and borrowed equipment
The gear you are responsible for but do not own.
One application. Every market. The right program.
We take the time to know your business.
A specialist learns how the operation actually runs before anything gets quoted. Not a form, a person.
We can reach the right insurers.
The big-name companies and the specialists they cannot match. More than one option gets you the right coverage, and a better price.
The right coverage at the right price.
Real options from real insurers, and a straight recommendation on which one fits.
Fast where it counts.
Same-day certificates, quick quotes, no waiting on hold.
Frequently asked questions
Is my equipment covered on a jobsite?
Usually not. Your building policy stops at the door. The coverage that follows your gear to the job is called inland marine, and adding it is usually cheap.
Breakdown versus damage: what is the difference?
A dropped forklift is damage. A burned-out motor is breakdown. Different coverages respond, and we make sure you carry both where it matters.
What does it cost?
Equipment values and where the gear travels drive it. Send us the equipment list and we will price it across the insurers that want it.