Looking for Theatrical Producers and Services Insurance?
Protect your theater production from liability claims, event cancellations, equipment damage, and professional errors. Get coverage for theatrical producers, production companies, and performing arts services.
What is Theatrical Producers and Services Insurance?
Theatrical production insurance protects entertainment productions from liability claims, cancellations, equipment damage, and professional errors. Coverage includes general liability, event cancellation, equipment protection, and cast insurance. Venues, investors, and unions require proof of insurance before productions or contracts.
Production Liability
Coverage for audience injuries, property damage, and incidents during theatrical productions.
Event Cancellation
Protects against financial losses from cancelled or postponed productions.
Equipment and Sets
Covers costumes, sets, lighting, sound equipment, and production assets.
Certificates
Fast proof for venues, investors, and unions.
Who Needs Theatrical Producers and Services Insurance?
- Theatrical Producers : Businesses requiring specialized insurance coverage
- Production Companies : Businesses requiring specialized insurance coverage
- Touring Show Producers : Businesses requiring specialized insurance coverage
- Theater Services Companies : Businesses requiring specialized insurance coverage
Why Harper?
Theatrical Production Expertise
We understand production risks—audience injuries, cancellations, equipment damage, and cast incidents. Get coverage for plays, musicals, touring productions, or theatrical services.
Fast Proof for Venues
Performance venues require insurance before allowing productions. We deliver certificates quickly with venue requirements.
Clear Simple Guidance
We explain production liability, cancellation coverage, and cast insurance clearly.
Tailored to Your Productions
Match coverage to your shows—theatrical plays, musicals, touring productions, or production services.
Frequently Asked Questions
What insurance do theatrical producers need?
Theatrical producers need comprehensive general liability for audience injuries and venue property damage, event cancellation insurance protecting against financial losses from cancelled performances, and equipment/property coverage for costumes, sets, lighting, sound equipment, and production assets. Cast insurance covers production losses if key performers become ill or injured, while non-appearance insurance protects against star talent failing to perform. Workers' compensation covers crew and staff, and auto liability protects vehicles transporting productions.
Is theatrical production insurance required?
Performance venues universally require general liability insurance (typically $2-5 million minimum), and adding the venue as additional insured before allowing theatrical productions. Union contracts (Actors' Equity, IATSE) require workers' compensation and specific coverage for union members. Investors financing productions typically require event cancellation and cast insurance protecting their investment. Touring productions need insurance meeting requirements of each venue on the tour.
How much does theatrical production insurance cost?
Small community theater productions pay $1,500–$5,000 per production for basic liability and equipment coverage. Mid-sized professional productions pay $10,000 to $50,000+ per production, including cast insurance and cancellation coverage. Large Broadway-style or touring productions pay $100,000 to $1,000,000+ per production. Costs depend on production budget, cast size, venue requirements, whether touring, equipment values, ticket revenue being insured, and claims history.
Does insurance cover production cancellations?
Event cancellation insurance reimburses lost ticket revenue, non-refundable production costs, and additional expenses when theatrical productions must be cancelled or postponed due to covered perils, including venue damage, star performer illness, technical failures, or extreme weather. Coverage must typically be purchased early in production planning and has specific exclusions. Financial failure, poor ticket sales, or bad reviews are not covered perils.
Does insurance cover cast injuries?
Cast insurance provides financial protection when key performers become ill or injured, covering lost ticket revenue and additional expenses during production delays or recasting. Coverage varies from "pay or play" policies guaranteeing performer availability to medical-only coverage. Limits should reflect potential lost revenue if productions must be cancelled or postponed. Pre-existing medical conditions are typically excluded unless disclosed and accepted.
Can venues require production insurance?
Yes, theatrical venues have detailed insurance requirements for productions, including minimum general liability limits (often $2-5 million), adding the venue and property owner as additional insureds, requirements that production insurance be primary over venue coverage, and sometimes specific coverage for pyrotechnics, rigging, or special effects. Broadway and major venues have particularly stringent requirements. Certificates must typically be provided 30+ days before load-i