Skip to main content

We've raised $47 Million Read more

Roofing Insurance

You make one call. We make the rest.

Small crew or solo, you need three things: liability that holds up on the job, proof you can send in minutes, and coverage for the tools and the workers on the roof. Residential or commercial, that is what we set up, fast.

Get quoted fast

Tell us about your business.

keyboard_arrow_down
keyboard_arrow_down
Know your coverage

What is Roofing insurance?

Roofing coverage protects the money-makers: your crew, your tools, and the work itself, so an accident or a lawsuit does not shut you down. Then the certificate goes to your GC the same day they ask.

We know this

Height and crew decide the quote.

Two things decide whether a roofing quote gets written: how high you work and who you hire. Tell us both, and we will tell you which insurer says yes.

Jobsite liability

The claim where your roofing work damaged their property, or someone got hurt where you were working.

Tools and materials

Coverage for roofing tools, equipment, and materials on site or in transit.

Workers' compensation

Medical costs and lost wages when someone on your crew gets hurt on the job.

Fast certificates

Proof of coverage to your GC's inbox the same day they ask.

Who this is for

Who needs Roofing insurance?

  • Roofing contractors doing residential or commercial work
  • Roof repair specialists called in after storms
  • Commercial roofers bidding jobs with insurance requirements
  • Residential roofers working on occupied homes
  • Roof maintenance providers on ongoing contracts
Why Harper

One application. Every market. The right program.

01

Built for roofers.

We quote around how high you work and who you hire, not a generic contractor class.

02

Certificates in minutes, not weeks.

The job should never wait on paperwork.

03

Straight answers.

You will know what is covered, what is not, and what that means on a roof.

04

We handle the claim paperwork.

When something happens, we file it, chase the adjuster, and keep you updated. The insurer still pays the claim. We make sure it moves.

Good to know

Frequently asked questions

What does roofing insurance cover?

Jobsite liability, your tools and materials, workers' comp when you have a crew, and the certificate your GC needs before you start.

How much does roofing insurance cost?

Height, crew size, and the kind of roofs you take on drive it. We take one application across every insurer that writes roofing, so the price you see already has competition built in.

How do I file a claim?

Call us. We file it, chase the adjuster, and keep you updated so you can get back on the roof.

Is roofing insurance required?

Most GCs and commercial clients will not let you on the job without it. Even when the law does not require it, one property-damage claim can outrun a year of revenue.

Can you match the exact requirements my GC sent?

Yes. Forward the requirement as written and we set up coverage to meet it, wording included.

How quickly can I get proof of insurance?

In most cases, the same day. We send the certificate straight to whoever asked for it.