Looking for Roofing Insurance?
Protect your roofing business with specialized insurance coverage designed to safeguard your workers, property, and equipment. From property damage to liability claims and workers’ compensation, Harper Insure offers affordable, customizable policies tailored to the unique risks roofers face. Whether you handle residential or commercial roofs, our insurance ensures that your business stays secure, no matter what challenges arise.
What is Roofing Insurance?
Roofing insurance is a specialized form of business insurance that protects roofing contractors from the various risks they face on job sites. These risks include property damage, equipment failure, liability claims, and workers’ compensation. Roofing insurance helps protect your business and workers from financial loss due to accidents, legal claims, or unexpected disruptions. It ensures that your business can recover quickly and continue operations after an incident.
Property Damage
Covers your business’s property, equipment, and roofing materials from damage caused by fire, theft, or weather-related incidents, ensuring operations continue.
Roofing Liability Coverage
Provides protection against legal claims for third-party injuries or property damage caused by your roofing work, covering legal fees, settlements, and medical costs.
Workers' Compensation
Provides coverage for your workers in the event of an on-the-job injury, covering medical costs and lost wages, while helping your business comply with safety regulations.
Roofing Equipment Breakdown
Covers loss, damage, or theft of your roofing tools and equipment while on-site or in transit, ensuring minimal disruption to your projects.
Who Needs Roofing Insurance?
- Roofing Contractors : Businesses and professionals requiring roofing insurance coverage
- Roof Repair Specialists : Businesses and professionals requiring roofing insurance coverage
- Commercial Roofers : Businesses and professionals requiring roofing insurance coverage
- Residential Roofers : Businesses and professionals requiring roofing insurance coverage
- Roof Maintenance Providers : Businesses and professionals requiring roofing insurance coverage
Why Harper?
Roofing Business Coverage
Harper Insure provides comprehensive coverage for all types of roofing businesses, including residential, commercial, and industrial. Whether you’re covering equipment, workers, or your property, we offer solutions designed specifically for roofing contractors. Our insurance protects against a variety of risks, including property damage, worker injuries, and legal liabilities, ensuring that your roofing business is fully covered for every project you take on.
Cost-Effective Insurance
At Harper Insure, we understand that keeping costs manageable is crucial for your roofing business. Our policies offer high-quality coverage at competitive rates, ensuring that you’re fully protected without breaking your budget. Whether you’re a small roofing contractor or a large roofing company, we tailor your policy to meet the specific risks you face while keeping your premiums affordable.
Fast Claims Processing
Time is money, especially in the roofing industry, where delays can have a big financial impact. That’s why Harper Insure offers a fast and efficient claims process. Our goal is to resolve your claims quickly, so your business can get back to work with minimal disruption. From property damage to workers’ compensation claims, we ensure that your claims are processed as swiftly as possible, so you can continue with your roofing projects without delay.
Tailored Coverage for Roofers
Roofing is a specialized trade, and the risks you face on the job are unique. Harper Insure provides tailored insurance policies specifically designed for the roofing industry. Whether you're working on a residential roof or large commercial projects, we offer coverage that protects your tools, equipment, and workers, while also covering potential legal liabilities. Our flexible policies can be customized to fit your business’s specific needs, ensuring comprehensive protection.
Frequently Asked Questions
What does roofing insurance cover?
Roofing insurance covers property damage, equipment failure, workers’ compensation, liability claims, and other risks specific to roofing contractors. It ensures that your business is protected from financial losses caused by accidents, property damage, and worker injuries.
How much does roofing insurance cost?
The cost of roofing insurance depends on several factors, including the size of your business, the types of roofing projects you take on, and your coverage needs. Harper Insure offers affordable, customizable solutions to fit your needs while providing comprehensive protection.
How do I file a claim for roofing insurance?
Filing a claim with Harper Insure is simple. Contact us immediately after an incident, and we’ll guide you through the claims process. Our team ensures a quick resolution so you can minimize downtime and resume your roofing projects without delay.
Is roofing insurance required?
Roofing insurance may not be legally required for all projects, but it is often necessary for contracts or clients. Even if not mandated by law, roofing insurance helps protect your business from financial loss due to accidents, injuries, and property damage, making it an essential safeguard.
Can I customize my roofing insurance?
Yes, Harper Insure offers customizable roofing insurance policies that can be tailored to meet the specific needs of your business. Whether you need additional coverage for subcontractors, business interruption, or specialized equipment, we work with you to ensure that your policy meets the unique demands of your roofing business.
How quickly can I get proof of roofing insurance?
Harper Insure provides certificates of insurance quickly. In most cases, you will receive your certificate on the same day you purchase your policy, ensuring that you meet project deadlines and contract requirements without delays.
