Looking for Printing Insurance?
Protect your printing business from equipment damage, client property errors, professional liability, and delivery issues. Get coverage for commercial printers, print shops, and specialty printing services.
What is Printing Insurance?
Printing insurance protects print businesses from equipment damage, errors and omissions, property damage, and delivery failures. Coverage includes equipment protection, professional liability, property insurance, and general liability. Clients and facilities require proof of insurance before large print jobs or facility leases.
Equipment Protection
Coverage for printing presses, digital printers, finishing equipment, and production machinery.
Professional Liability
Protects against printing errors, proofing mistakes, or production failures.
Property and Inventory
Covers facilities, paper stock, inks, and customer materials in your possession.
Certificates
Fast proof for clients, landlords, and commercial accounts.
Who Needs Printing Insurance?
- Commercial Printers : Businesses requiring specialized insurance coverage
- Digital Print Shops : Businesses requiring specialized insurance coverage
- Quick Print Services : Businesses requiring specialized insurance coverage
- Specialty Printing Companies : Businesses requiring specialized insurance coverage
Why Harper?
Printing Industry Expertise
We understand print shop risks—equipment breakdowns, client material damage, errors/omissions, and delivery failures. Get coverage for commercial printing, digital print, specialty printing, or quick print services.
Fast Proof for Clients
Large commercial clients require insurance before significant print jobs. We deliver certificates quickly for project confidence.
Clear Simple Guidance
We explain equipment breakdown, E&O coverage, and bailee's liability for printing operations clearly.
Tailored to Your Services
Match coverage to your printing—offset, digital, large format, specialty (labels, packaging), or quick print services.
Frequently Asked Questions
What insurance do printing companies need?
Printing businesses need property insurance for buildings, presses, and equipment (commercial printing equipment can cost hundreds of thousands to millions), equipment breakdown for mechanical failures of presses and production equipment, and E&O/professional liability for printing errors, wrong quantities, color mismatches, or missed deadlines. General liability covers injuries to customers and property damage. Bailee's coverage protects customer materials, artwork, or property in your care, and business interruption protects revenue during equipment downtime or facility damage.
Is printing insurance required?
While not legally required in most areas, commercial landlords require property and liability insurance before leasing facilities for printing operations. Equipment lenders require coverage on financed presses and equipment. Large corporate clients often require E&O coverage and bailee's coverage before entrusting valuable materials or large print jobs. Industry associations may recommend or require insurance for membership.
How much does printing insurance cost?
Small, quick print shops or digital printers pay $3,000–$8,000 annually for basic coverage. Mid-sized commercial printers pay $10,000 to $ 30,000 or more annually. Large commercial printing operations with expensive offset presses and significant equipment pay $30,000 to $100,000+ annually. Costs depend on equipment values, facility size, revenue, types of printing services, whether handling valuable customer materials, claims history, and business interruption limits.
Does insurance cover printing errors?
Professional liability (E&O) covers financial losses when printing errors like wrong quantities, incorrect colors, proofing mistakes, or missed deadlines result in client damages and claims. Coverage pays for legal defense and settlements for breach-of-contract claims. However, coverage typically has significant limitations for errors that occur when you didn't follow proper proofing procedures, client-approved specifications, or industry standards.
Does insurance cover equipment breakdown?
Equipment breakdown coverage protects printing presses, digital printers, bindery equipment, and other production machinery from sudden mechanical or electrical failures. Coverage includes repair/replacement costs, business interruption losses during downtime, and expedited equipment repair or replacement. Lack of preventive maintenance, operating equipment beyond design specifications, or pre-existing mechanical problems may limit or void coverage.
Can clients require bailee's coverage?
Yes, when clients provide original artwork, files, materials, or valuable items for printing projects, they often require proof of bailee's or care, custody, and control coverage protecting their property while in your possession. This is particularly important for high-value materials like original photography, historical documents, or expensive substrates. Some large contracts specify minimum bailee's coverage limits based on material values.