Looking for Pool/Billiards Hall Insurance?
Protect your billiards business from customer injuries, liquor liability, property damage, and equipment damage. Get coverage for pool halls, billiards clubs, and entertainment venues with tables.
What is Pool/Billiards Hall Insurance?
Pool hall insurance protects billiards venues from customer injuries, liquor liability, property damage, and equipment damage. Coverage includes general liability, liquor liability, property insurance, and equipment protection. Landlords and ABC boards require proof of insurance before leasing or obtaining an alcohol license.
Customer Safety
Coverage for customer injuries, altercations, and accidents at your billiards facility.
Liquor Liability
Protects against alcohol-related incidents if serving beer, wine, or spirits.
Equipment and Property
Covers pool tables, cues, furniture, and facility assets.
Certificates
Fast proof for landlords, ABC boards, and business partners.
Who Needs Pool/Billiards Hall Insurance?
- Pool Halls : Businesses requiring specialized insurance coverage
- Billiards Clubs : Businesses requiring specialized insurance coverage
- Sports Bars with Tables : Businesses requiring specialized insurance coverage
- Entertainment Venues : Businesses requiring specialized insurance coverage
Why Harper?
Pool Hall Expertise
We understand the risks at billiards venues: customer injuries, alcohol-related incidents, equipment damage, and late-night operations. Get coverage for pool halls, billiards clubs, or entertainment venues with tables.
Fast Proof for Landlords
Landlords and ABC boards require insurance before leases or alcohol licenses. We deliver certificates quickly for compliance.
Clear Simple Guidance
We explain general liability, liquor liability, and assault/battery coverage for pool halls clearly.
Tailored to Your Venue
Match coverage to your operations: pool tables only, full bar service, food service, or tournament venue.
Frequently Asked Questions
What insurance do pool halls need?
Pool halls need general liability for customer injuries like slips, falls, or cue-related accidents, liquor liability if serving alcohol (covering over-service and alcohol-related incidents), assault and battery coverage for altercations common in late-night venues, and property insurance for pool tables, furniture, and facilities. Workers' compensation is required for employees. Crime/theft coverage protects against employee dishonesty and patron theft, and business interruption insurance protects revenue during closures.
Is pool hall insurance required?
Landlords require general liability coverage before leasing commercial space for pool halls, typically with minimum limits of $1-2 million. ABC boards require liquor liability insurance before issuing or renewing alcohol licenses. Some municipalities require specific insurance for late-night entertainment venue licensing. While assault and battery coverage isn't legally required, many insurers won't provide pool hall coverage without it because of the risk of altercations.
How much does pool hall insurance cost?
Small pool halls without alcohol pay $3,000–$8,000 annually for basic coverage. Pool halls with full liquor service pay $8,000 to $20,000+ annually in liquor liability costs. Large entertainment venues with extensive tables, food service, and late-night operations pay $15,000 to $40,000+ annually. Costs depend on hours of operation (late-night costs more), alcohol sales, square footage, table count, food service, security measures, claims history, and location.
Does insurance cover customer fights?
Assault and battery coverage (typically a separate endorsement or policy) covers injuries and property damage from customer altercations and fights at pool halls. Standard general liability policies exclude intentional acts, so specific assault/battery coverage is necessary for venues where altercations occur. Coverage has limits and may require security measures like cameras, door staff, or incident protocols.
Does insurance cover alcohol incidents?
Liquor liability covers injuries, property damage, and legal claims when intoxicated patrons cause harm to themselves or others after being served at your pool hall. This includes DUI accidents after leaving your venue, injuries from intoxicated behavior, or damages from over-served customers. Coverage applies when reasonable alcohol service training and procedures were followed, but over-serving visibly intoxicated patrons could complicate claims.
Can we add landlords as insured?
Yes, commercial landlords leasing space for pool halls must be added as additional insureds to your general liability and liquor liability policies. This protects landlords from claims arising from your pool hall operations in their buildings. We handle certificates with proper endorsements, and many landlords also require primary and non-contributory coverage, a waiver of subrogation, and a 30-day cancellation notice.