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Looking for Parking Lot and Garages Insurance?

Protect your parking facility from vehicle damage, customer injuries, theft claims, and liability issues. Get coverage for parking lots, parking garages, valet services, and parking management companies.

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What is Parking Lot and Garages Insurance?

Parking facility insurance protects lot and garage operators from vehicle damage claims, customer injuries, theft allegations, and property-related incidents. Coverage often includes garagekeepers liability (for customer vehicles), general liability (for premises injuries), and property coverage (for structures and equipment). Contracts with property owners and management agreements frequently require specific limits, endorsements, and certificate language. The right mix depends on whether you’re self-park, attended, valet, or managing multiple locations.

Garagekeepers Liability

Coverage for customer vehicles in your care while parked or under valet service.

General Liability

Protects against customer injuries and accidents on parking facility premises.

Property Protection

Covers parking structures, gates, payment equipment, signage, and facility assets.

Certificates

Fast proof for property owners, contracts, and municipalities.

Who Needs Parking Lot and Garages Insurance?

  • Parking lot operators : Businesses requiring specialized insurance coverage
  • Parking garage owners : Businesses requiring specialized insurance coverage
  • Valet services : Businesses requiring specialized insurance coverage
  • Parking management companies : Businesses requiring specialized insurance coverage