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Protect your non-motorized transport business from passenger injuries, equipment damage, liability claims, and property damage. Get coverage for horse-drawn carriages, pedicabs, rickshaws, and specialty passenger transport.
Tell us about your business.
What is Non-Auto Livery insurance?
Non-auto livery insurance protects operators who transport passengers without motor vehicles (pedicabs, rickshaws, horse-drawn carriages). The biggest risks are passenger falls/injuries, collisions with pedestrians or vehicles, property damage, and animal-related incidents for horse operations. Cities and venues usually require proof of insurance for permits and event participation.
Passenger Liability
Covers passenger injuries during rides, boarding, and dismounting.
Equipment Protection
Covers carriages, pedicabs, rickshaws, and related transport equipment from damage or theft.
Animal Liability
For horse-drawn services: covers incidents involving horses (kicks, bites, runaways, escapes).
Certificates
Fast proof for municipalities, tourism districts, and event venues.
Who needs Non-Auto Livery insurance?
- Horse-drawn carriage services : Businesses requiring specialized insurance coverage
- Pedicab operators : Businesses requiring specialized insurance coverage
- Rickshaw services : Businesses requiring specialized insurance coverage
- Non-motorized tour companies : Businesses requiring specialized insurance coverage