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Looking for Museums, Botanical & Zoological Gardens Insurance?

Protect your cultural institution from visitor injuries, exhibit damage, liability claims, and property damage. Get coverage for museums, botanical gardens, zoos, and educational exhibition facilities.

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What is Museums, Botanical & Zoological Gardens Insurance?

Museum and garden insurance protects institutions against visitor injuries, property damage, collection losses, and specialized exposures such as traveling exhibitions or live-animal incidents. Coverage often includes general liability, property insurance, fine arts/inland marine for collections, and specialized animal liability for zoos. Lenders, donors, and exhibition partners frequently require proof of coverage before loans, gifts, facility financing, or exhibition agreements.

Visitor Safety

Covers guest injuries and incidents on grounds (slips/falls, event injuries, tours, walkways, parking areas).

Collection Protection

Covers artwork, artifacts, specimens, and collections against theft, damage, and certain transit/storage losses.

Property & Facilities

Covers buildings, exhibits, greenhouses, habitats, signage, and institutional assets from covered perils.

Certificates

Fast proof for lenders, donors, touring exhibits, and partner institutions.

Who Needs Museums, Botanical & Zoological Gardens Insurance?

  • Art museums : Businesses requiring specialized insurance coverage
  • Botanical gardens : Businesses requiring specialized insurance coverage
  • Zoos and aquariums : Businesses requiring specialized insurance coverage
  • Natural history museums : Businesses requiring specialized insurance coverage