Looking for Motion Picture / Video Insurance?
Protect your production from equipment damage, liability claims, production delays, and E&O issues. Get coverage for film productions, video companies, and content creation businesses.
What is Motion Picture / Video Insurance?
Production insurance protects film and video businesses from equipment loss, on-set injuries, property damage, production interruptions, and media-related legal claims. Coverage typically includes equipment insurance, general liability, and media E&O. Locations, clients, and distributors require proof of insurance before filming or distribution.
Equipment Coverage
Protects cameras, lighting, audio gear, drones, and production equipment: owned or rented.
Production Liability
Covers injuries, accidents, and property damage during filming or production activities.
Media E&O
Protects against copyright infringement, defamation, invasion of privacy, and content-related lawsuits.
Certificates
Fast proof for locations, clients, equipment houses, and distributors.
Who Needs Motion Picture / Video Insurance?
- Film production companies : Businesses requiring specialized insurance coverage
- Video production services : Businesses requiring specialized insurance coverage
- Commercial production teams : Businesses requiring specialized insurance coverage
- Content creators : Businesses requiring specialized insurance coverage
Why Harper?
Production Risk Expertise
Harper understands filming risks: equipment loss, location liability, and content clearance exposure.
Fast Proof for Locations
Locations require certificates quickly. We issue documents with proper limits and endorsements.
Clear Media E&O Guidance
We explain clearance requirements, exclusions, and distribution expectations clearly.
Coverage Built for Your Projects
Policies are tailored to commercials, films, corporate video, digital content, or ongoing production companies.
Frequently Asked Questions
What insurance do productions need?
Most productions require equipment coverage, general liability, media E&O, workers’ compensation, and sometimes cast insurance for key talent.
Is production insurance required?
Yes. Filming locations, clients, and distributors require liability and E&O coverage. Equipment rental houses require insurance for gear.
How much does production insurance cost?
Small video companies pay $2,000–$6,000 annually. Film productions often purchase per-project policies ranging from $5,000 to $100,000+.
Does insurance cover equipment damage?
Yes. Equipment coverage protects owned and rented gear from theft, damage, or loss.
Does insurance cover copyright claims?
Media E&O covers defense costs when proper clearances and licensing procedures were followed.
Can I add locations as insured?
Yes. Location agreements require adding property owners as additional insureds. We handle certificates for every filming location.