Looking for Mortuary Transport Insurance?
Protect your mortuary transport business from liability claims, vehicle accidents, remains handling errors, and professional issues. Get coverage for body removal services, mortuary transport, and funeral transportation.
What is Mortuary Transport Insurance?
Mortuary transport insurance protects body removal and transport providers from liability claims, vehicle accidents, remains handling errors, and professional incidents. Because transporters operate in sensitive environments and handle human remains, coverage typically includes commercial auto, professional liability, and general liability. Funeral homes, medical examiners, and regulators often require proof of insurance before contracts or licensing.
Commercial Auto
Covers mortuary vehicles used for removal and transport, including liability and physical damage.
Professional Liability
Protects against claims related to remains handling errors, identification issues, or service mistakes.
General Liability
Covers property damage or third-party injuries occurring during removal or facility interactions.
Certificates
Fast proof for funeral homes, medical examiners, and contracted facilities.
Who Needs Mortuary Transport Insurance?
- Mortuary transport services : Businesses requiring specialized insurance coverage
- Body removal companies : Businesses requiring specialized insurance coverage
- Funeral transportation providers : Businesses requiring specialized insurance coverage
- Medical examiner transport contractors : Businesses requiring specialized insurance coverage
Why Harper?
Mortuary Transport Expertise
Harper understands removal risks: vehicle exposure, remains handling liability, and facility protocols.
Fast Proof for Contracts
Funeral homes and examiners often require insurance confirmation before dispatch. We deliver certificates quickly.
Clear Coverage Guidance
We explain commercial auto limits, professional liability scope, and regulatory requirements clearly.
Coverage Tailored to Your Operations
Policies are aligned to funeral home transport, independent removal services, or medical examiner contracts.
Frequently Asked Questions
What insurance do mortuary transporters need?
Transporters typically need commercial auto coverage, professional liability for remains handling, general liability, and workers’ compensation if employing staff.
Is mortuary transport insurance required?
Yes. Funeral homes and medical examiners require insurance before contracting, and some states mandate coverage for licensing.
How much does mortuary transport insurance cost?
Most mortuary transport businesses pay $3,000–$8,000 annually depending on vehicle count, service volume, and coverage limits.
Does insurance cover remains handling errors?
Professional liability can cover claims related to handling or identification errors when proper procedures are followed.
Does insurance cover vehicle accidents?
Commercial auto covers accidents involving mortuary transport vehicles during removal and transport operations.
Can I add funeral homes as insureds?
Yes. Service agreements often require funeral homes to be added as additional insureds. Harper handles certificates for compliance.