You make one call. We make the rest.
Protect your mortgage business from E&O claims, regulatory issues, data breaches, and professional liability. Get coverage for mortgage brokers, loan officers, and mortgage lending companies.
Tell us about your business.
What is Mortgage Services insurance?
Mortgage services insurance protects lending professionals from errors and omissions, regulatory violations, data breaches, and borrower disputes. Because mortgage professionals handle sensitive financial data and complex loan transactions, coverage typically includes E&O liability, cyber liability, and state-required fidelity or surety bonds. Regulators and lenders require proof of coverage before licensing or lending authority is granted.
Errors & Omissions (E&O)
Covers claims arising from application errors, disclosure mistakes, underwriting advice, or missed deadlines.
Cyber & Data Protection
Covers borrower data breaches, ransomware incidents, notification costs, credit monitoring, and regulatory penalties.
Fidelity & Surety Bonds
Required bonds for licensing that protect against fraud, misrepresentation, or regulatory noncompliance.
Certificates
Fast proof of insurance and bonding for regulators, lenders, and compliance audits.
Who needs Mortgage Services insurance?
- Mortgage brokers : Businesses requiring specialized insurance coverage
- Loan officers : Businesses requiring specialized insurance coverage
- Mortgage lending companies : Businesses requiring specialized insurance coverage
- Mortgage bankers : Businesses requiring specialized insurance coverage
One application. Every market. The right program.
Mortgage Industry Expertise
Harper understands lending risks: compliance exposure, documentation errors, and data security requirements.
Fast Proof for Licensing
Mortgage licensing timelines are strict. We deliver insurance and bond documents quickly.
Clear Regulatory Guidance
We explain E&O limits, bonding thresholds, and cyber requirements in plain language.
Coverage Aligned to Your Lending Model
Policies are tailored to residential, commercial, refinance, or specialty lending operations.