Looking for Medical Billing & Coding Services Insurance?
Protect your medical billing business from E&O claims, data breaches, HIPAA violations, and professional liability. Get coverage for medical billers, coding specialists, and revenue cycle management companies.
What is Medical Billing & Coding Services Insurance?
Medical billing and coding insurance protects healthcare administrative service providers from professional errors, HIPAA violations, data breaches, and client disputes. Because billers and coders handle sensitive patient and financial information, coverage typically includes errors & omissions (E&O), cyber liability, and general liability. Healthcare providers often require proof of insurance and compliance before signing Business Associate Agreements (BAAs).
Errors & Omissions (E&O)
Covers billing errors, coding mistakes, claim submission issues, and documentation errors that cause client financial losses.
HIPAA & Cyber Liability
Protects against data breaches, ransomware, unauthorized access, and patient information exposure, including notification and regulatory costs.
General Liability
Covers office-related injuries, property damage, and non-professional liability exposures.
Certificates
Fast proof of insurance for healthcare clients, auditors, and business partners.
Who Needs Medical Billing & Coding Services Insurance?
- Medical billing companies : Businesses requiring specialized insurance coverage
- Coding specialists : Businesses requiring specialized insurance coverage
- Revenue cycle management providers : Businesses requiring specialized insurance coverage
- Healthcare business services : Businesses requiring specialized insurance coverage
Why Harper?
Healthcare Administrative Expertise
Harper understands billing and coding risks: claim denials, compliance exposure, audits, and HIPAA enforcement.
Fast Proof for Medical Clients
Healthcare providers often require insurance before BAAs are executed. We deliver certificates quickly.
Clear Compliance Guidance
We explain E&O, cyber liability, and HIPAA-related insurance expectations clearly and accurately.
Coverage Matched to Your Services
Policies are tailored for medical billing, coding, credentialing, and full revenue cycle management.
Frequently Asked Questions
What insurance do medical billers need?
Medical billers typically need E&O insurance for billing and coding errors, cyber liability for HIPAA compliance, and general liability for office operations.
Is medical billing insurance required?
Healthcare clients almost always require E&O and cyber liability coverage before signing Business Associate Agreements. HIPAA regulations mandate strong data protection safeguards.
How much does medical billing insurance cost?
Solo billers usually pay $1,000–$3,000 annually. Billing companies and RCM firms pay $3,000–$15,000+ depending on claim volume, clients served, and data exposure.
Does insurance cover coding errors?
Yes. E&O coverage protects against claims resulting from coding or billing mistakes that cause denied claims, lost revenue, or compliance issues.
Does insurance cover HIPAA violations?
Cyber liability coverage can include breach response costs, legal defense, notification expenses, credit monitoring, and regulatory fines related to HIPAA violations.
Can I add medical practices as additional insureds?
Typically no. Healthcare providers rely on Business Associate Agreements rather than additional insured status, but we can review contract requirements to confirm.