Looking for Law Office Insurance?
Protect your law practice from malpractice claims, data breaches, client disputes, and professional liability. Get coverage for attorneys, law firms, and legal service providers.
What is Law Office Insurance?
Law office insurance protects attorneys and law firms against malpractice claims, client disputes, cyber incidents, and premises liability claims. Coverage typically includes legal malpractice (E&O), cyber liability, and general liability. Many clients, courts, and bar associations require proof of malpractice insurance before representation or engagement.
Legal Malpractice (E&O)
Covers claims alleging professional errors, omissions, negligence, missed deadlines, or incorrect legal advice.
Cyber & Data Protection
Protects against data breaches, ransomware attacks, and exposure of confidential client information.
General Liability
Covers bodily injury or property damage claims occurring at your law office.
Employment Practices Liability (Optional)
Protects firms against employee-related claims, including discrimination and wrongful termination.
Certificates
Fast proof of insurance for clients, courts, bar associations, and engagement requirements.
Who Needs Law Office Insurance?
- Solo practitioners : Businesses requiring specialized insurance coverage
- Law firms : Businesses requiring specialized insurance coverage
- Legal clinics : Businesses requiring specialized insurance coverage
- Specialized legal practices : Businesses requiring specialized insurance coverage
Why Harper?
Legal Industry Risk Expertise
Harper understands law firm exposures: malpractice claims, missed deadlines, conflicts of interest, and cybersecurity threats.
Fast Proof for Clients & Courts
Many engagements require malpractice certificates upfront. We deliver them quickly to avoid delays.
Clear Guidance on Complex Coverage
We explain malpractice limits, retroactive dates, tail coverage, and cyber exposure clearly and accurately.
Coverage Tailored to Your Practice Area
Policies are matched to your legal focus: litigation, family law, criminal defense, corporate, or specialty practices.
Frequently Asked Questions
What insurance do lawyers need?
Most attorneys need legal malpractice insurance, cyber liability for client data, and general liability for office operations. Firms with employees may also need EPLI.
Is legal malpractice insurance required?
Some states and bar associations require it. Many clients also require proof of malpractice coverage before retaining legal counsel.
How much does legal malpractice insurance cost?
Solo attorneys typically pay $2,000–$6,000 annually. Law firms may pay $10,000–$50,000+, depending on practice areas, claims history, and attorney count.
Does malpractice insurance cover missed deadlines?
Yes. Legal malpractice coverage can apply to claims arising from missed filing deadlines or errors in the statute of limitations.
Does insurance cover data breaches?
Cyber liability covers breach response costs, client notification, credit monitoring, and regulatory compliance for exposed legal data.
Do I need tail coverage?
Tail coverage extends malpractice protection beyond a policy's expiration and is essential when switching carriers, retiring, or closing a practice.