Looking for General Contractor Insurance?
Protect your general contracting business with specialized insurance coverage. From property damage to liability claims and workers' compensation, our insurance policies ensure your business is always protected. Harper Insure offers customizable and affordable coverage, specifically designed to meet the unique needs of general contractors.
What is General Contractor Insurance?
General contractor insurance is a specialized insurance policy that provides protection for contractors from the risks they face on construction sites. It covers a wide range of issues, including property damage, workers' compensation, liability claims, and equipment loss. With tailored coverage, general contractor insurance ensures your business is protected from financial loss due to accidents, damages, or legal claims, helping you stay operational and compliant with industry standards.
Property Damage
Protects your business from financial losses due to property damage, such as fire, vandalism, or natural disasters on your construction sites.
Liability Coverage
Covers legal fees and settlements from claims made by third parties for injuries or property damage caused by your work on the job site.
Workers’ Compensation
Provides coverage for workers injured on the job, including medical expenses and lost wages, helping you comply with worker safety regulations.
Equipment Coverage
Covers the loss, damage, or theft of your construction tools and equipment, whether on-site or in transit, so your work doesn’t get delayed.
Who Needs General Contractor Insurance?
- General Contractors : Businesses and professionals requiring general contractor insurance coverage
- Subcontractors : Businesses and professionals requiring general contractor insurance coverage
- Builders : Businesses and professionals requiring general contractor insurance coverage
- Renovation Specialists : Businesses and professionals requiring general contractor insurance coverage
- Project Managers : Businesses and professionals requiring general contractor insurance coverage
Why Harper?
Comprehensive Coverage
Harper Insure provides an extensive range of coverage options designed to address the unique risks faced by general contractors. Our policies protect you from property damage, liability claims, workers' compensation, and equipment damage. Whether you are working on large commercial projects or smaller residential builds, we make sure you are covered for every risk that comes with the job. With Harper Insure, your business is safeguarded from unexpected losses, and you can focus on getting the job done.
Affordable Premiums
We believe that high-quality insurance should be accessible. That’s why we offer affordable premiums for general contractors, regardless of your business size. Our rates are designed to fit your budget, while still offering comprehensive protection. Whether you are a small business or a large construction firm, we ensure that you get the protection you need at a price you can afford.
Tailored Coverage
Harper Insure specializes in offering insurance that is customized to the specific needs of general contractors. Every project is unique, and your insurance policy should reflect that. We provide flexible coverage options for all types of contractors, from residential builders to large commercial construction firms. From liability coverage to worker safety, we adjust your policy to match your business’s needs.
Fast Claims Process
When you file a claim, you need a fast and straightforward process. Harper Insure offers a streamlined claims process that ensures quick resolution of any incident. Our team is committed to making sure your claims are handled efficiently, so your business can continue to operate without prolonged disruptions. We’re here to help you get back to work as soon as possible. |
Frequently Asked Questions
What does general contractor insurance cover?
General contractor insurance covers a variety of risks including property damage, liability claims, workers’ compensation, equipment loss, and more. It ensures that your business is covered from unexpected events that can cause financial setbacks, allowing you to maintain smooth operations and reduce the risk of costly disruptions.
How much does general contractor insurance cost?
The cost of general contractor insurance depends on several factors such as the size of your business, the type of work you do, and the risks involved. We offer customized insurance policies that are affordable and provide comprehensive coverage. Harper Insure works with you to find the best pricing that fits your needs without sacrificing the protection your business deserves.
How do I file a claim for contractor insurance?
Filing a claim with Harper Insure is simple. Just contact our claims team immediately after an incident, and we’ll guide you through the necessary steps. Our goal is to ensure fast, efficient resolution of your claim, so you can get back to work without unnecessary delays.
Is contractor insurance required?
While contractor insurance is not always legally required, many clients, states, and projects require proof of insurance. It helps protect your business from financial loss due to accidents, damages, or legal claims. Having the right coverage can also help you meet contract requirements and safeguard your company’s reputation.
Can I customize my contractor insurance?
Yes, Harper Insure offers customizable insurance solutions. We understand that every contractor has unique needs, so we provide coverage options that can be tailored to fit your specific requirements. Whether you need additional coverage for subcontractors, equipment, or business interruption, we can adjust your policy accordingly.
How fast can I get proof of insurance?
At Harper Insure, we provide certificates of insurance the same day you purchase your policy. This ensures you meet project deadlines, client requirements, and other legal obligations without delays.
