Looking for Event Management Insurance?
Protect your event planning business from liability claims, vendor disputes, cancellations, and professional errors. Harper provides insurance for wedding planners, corporate event managers, and event coordination businesses, with fast certificates for venues, clients, and vendors.
What is Event Management Insurance?
Event management insurance protects event planners and coordinators from risks such as injuries at events, property damage, vendor-related disputes, and professional liability claims tied to planning errors. Coverage commonly includes general liability, professional liability, and event cancellation options. Venues, vendors, and clients often require proof of insurance before contracts are finalized.
Event Liability
Covers third-party injuries or property damage at events you plan, manage, or coordinate.
Professional Liability
Protects against claims related to planning errors, missed details, vendor disputes, or alleged negligent coordination.
Cancellation Coverage
Helps protect certain financial losses when events are postponed or cancelled due to covered circumstances.
Certificates
Fast proof of insurance for venues, vendors, and client contract requirements.
Who Needs Event Management Insurance?
- Wedding planners : Businesses requiring specialized insurance coverage
- Corporate event managers : Businesses requiring specialized insurance coverage
- Event coordinators : Businesses requiring specialized insurance coverage
- Destination event planners : Businesses requiring specialized insurance coverage
Why Harper?
Event Planning Expertise
Events involve multiple vendors, tight timelines, and high expectations. Harper understands the exposure tied to event operations, venue requirements, and professional disputes, and places coverage designed for planners and coordination teams.
Fast Proof for Venues & Vendors
Venues and vendors often require insurance documentation before confirming dates or service agreements. Harper delivers certificates quickly with required endorsements.
Clear, Practical Guidance
We explain event liability, professional liability, and cancellation options clearly so you understand how coverage supports your planning responsibilities.
Coverage Matched to Your Event Types
Whether you plan weddings, corporate events, social gatherings, or destination events, Harper helps align coverage with the scale and structure of your projects.
Frequently Asked Questions
What insurance do event planners need?
Most planners need general liability for event-related incidents and professional liability for planning errors or disputes. Event cancellation coverage may also apply depending on contract terms. Workers compensation may apply if you have employees.
Is event management insurance required?
Often, yes. Many venues require liability coverage before allowing events, and clients may require professional liability and cancellation coverage as part of planning agreements.
How much does event management insurance cost?
Solo planners often pay $500–$1,500 annually. Event management companies typically range from $2,000–$8,000+ depending on event volume and size.
Does insurance cover vendor failures?
Professional liability may apply when claims arise from vendor failures if you exercised reasonable care in vendor selection and coordination, subject to policy terms.
Does insurance cover weather cancellations?
Cancellation coverage may include certain weather-related postponements if specific triggers are met under the policy terms (coverage varies widely).
Can I add venues as additional insureds?
Yes. Venue contracts often require being added as additional insureds. Harper handles certificates for each event location.