Looking for Employment Agencies & Staffing Insurance?
Protect your staffing business from placement errors, worker injuries, employment claims, and professional liability exposure. Harper provides insurance for temporary staffing agencies, recruitment firms, and workforce management companies, with fast certificates for clients and partners.
What is Employment Agencies & Staffing Insurance?
Staffing insurance protects employment agencies against risks such as placement errors, worker injuries, discrimination claims, and client disputes. Coverage commonly includes professional liability (E&O), employment practices liability (EPLI), workers' compensation, and general liability. Clients and workers often require proof of insurance before placements or contracts.
Professional Liability (E&O)
Covers placement errors, negligent hiring, or recruitment mistakes that result in client financial loss.
EPLI Coverage
Protects against employment-related claims such as discrimination, harassment, or wrongful termination involving placed workers or internal staff.
Workers' Compensation
Covers injuries to temporary workers or agency employees while on assignment.
Certificates
Fast proof of insurance for clients, workers, and contract requirements.
Who Needs Employment Agencies & Staffing Insurance?
- Temporary staffing agencies : Businesses requiring specialized insurance coverage
- Recruitment firms : Businesses requiring specialized insurance coverage
- Executive search companies : Businesses requiring specialized insurance coverage
- Specialized workforce providers : Businesses requiring specialized insurance coverage
Why Harper?
Staffing Industry Expertise
Staffing agencies manage complex relationships between workers, clients, and regulators. Harper understands the risks associated with placement decisions, worker safety, and employment claims and offers coverage designed for staffing operations.
Fast Proof for Client Contracts
Corporate clients often require insurance documentation before approving staffing agreements. Harper delivers accurate certificates quickly to support placements and onboarding.
Clear, Practical Guidance
We explain professional liability, EPLI, and workers' compensation requirements clearly so you understand how these coverages apply to your workforce model.
Coverage Matched to Your Staffing Model
Whether you provide temporary staffing, temp-to-hire, direct placement, or specialized recruitment, Harper aligns coverage with your services.
Frequently Asked Questions
What insurance do staffing agencies need?
Most agencies need professional liability, EPLI, workers' compensation for temporary workers, and general liability. Cyber liability may apply when handling applicant data.
Is staffing insurance required?
Yes. Clients often require professional liability and workers' compensation before accepting placements, and states mandate workers' compensation for temporary workers.
How much does staffing insurance cost?
Small agencies may pay $3,000–$8,000 annually, while larger staffing firms typically charge $10,000-$50,000 or more, depending on payroll and placements.
Does insurance cover bad hires?
Professional liability may apply to claims alleging negligent hiring or placement errors that cause client losses.
Does insurance cover worker injuries?
Workers' compensation covers injuries to temporary workers placed by your agency during assignments.
Can I add clients as additional insureds?
Yes. Staffing contracts often require clients to be added as additional insureds. Harper handles certificates for compliance.