Looking for Doula Insurance?
Protect your doula practice from malpractice claims, client disputes, liability exposure, and professional errors. Harper provides insurance for birth, postpartum, and perinatal support specialists, with fast-issuing certificates for hospitals, birth centers, and clients.
What is Doula Insurance?
Doula insurance protects birth and postpartum professionals from risks such as malpractice claims, client disputes, injuries during in-person support, and professional errors. Coverage commonly includes professional liability and general liability. Hospitals, birth centers, and some clients may require proof of insurance before providing doula services or allowing doula participation in care settings.
Professional Liability
Covers claims related to alleged malpractice, professional errors, or failure to meet expected standards of doula support, within your non-medical scope of practice.
General Liability
Protects against third-party injuries or property damage occurring during home visits, hospital support, or in-person postpartum care.
Business Property
Covers essential doula supplies, equipment, and tools if damaged, stolen, or lost.
Certificates
Fast proof of insurance for hospitals, birth centers, healthcare facilities, and private clients.
Who Needs Doula Insurance?
- Birth doulas : Businesses requiring specialized insurance coverage
- Postpartum doulas : Businesses requiring specialized insurance coverage
- Bereavement doulas : Businesses requiring specialized insurance coverage
- Perinatal support specialists : Businesses requiring specialized insurance coverage
Why Harper?
Doula & Perinatal Care Expertise
Doula work involves close client interaction, emotionally sensitive situations, and clearly defined non-medical scopes of practice. Harper understands these nuances and places coverage designed specifically for birth, postpartum, and perinatal support professionals.
Fast Proof for Facilities & Clients
Hospitals and birth centers may require proof of insurance before allowing doula participation. Harper delivers accurate certificates quickly to support facility access and client confidence.
Clear, Practical Guidance
We explain professional liability, scope-of-practice considerations, and general liability in clear terms so you understand what insurance does and does not cover.
Coverage Matched to Your Services
Whether you provide birth support, postpartum care, lactation assistance, or bereavement services, Harper helps align coverage with your approach to supporting families.
Frequently Asked Questions
What insurance do doulas need?
Most doulas need professional liability insurance to protect against malpractice or service-related claims, and general liability to cover injuries or property damage during in-person support. Business property coverage may be useful if you carry equipment or supplies.
Is doula insurance required?
In some cases, yes. Certain hospitals and birth centers require professional liability coverage before allowing doula participation. Many clients also prefer or request insured doulas when selecting support providers.
How much does doula insurance cost?
Costs vary based on services and client volume. Most doulas pay between $300–$800 annually for professional liability coverage.
Does insurance cover birth complications?
Professional liability coverage may apply to claims alleging errors in doula support or guidance, but it does not cover medical treatment or actions outside a doula’s non-medical scope of practice.
Does insurance cover home visits?
Yes. General liability coverage may apply to injuries or accidental property damage that occur during home visits for prenatal, birth, or postpartum support.
Can I add hospitals or birth centers as additional insureds?
Some facilities may request to be added as additional insureds. Harper helps determine when this is appropriate and handles certificates and endorsements as needed.