You make one call. We make the rest.
Small crew or solo, licensed trade or general handyman work, you need three things: liability that holds up, proof you can send in minutes, and a policy that does not treat your truck full of tools as an afterthought. That is the whole brief. Consider it handled.
Tell us about your business.
What is Contractors insurance?
The working contractor's package: general liability for injury and property damage claims, inland marine for the tools that travel with you, commercial auto for the work truck, and workers' comp when you bring on help. It is the difference between bidding a job and winning it.
Your client's requirement is the spec.
When a property manager or GC asks for insurance, they are not asking generally. They want specific limits, specific wording, and a certificate before you start. Send us the requirement exactly as they wrote it, and we will build the policy to match it.
Jobsite liability
The claim where your work damaged their property, or someone got hurt where you were working.
Tools in the truck
Inland marine coverage that follows your gear everywhere it goes.
Work vehicle
Commercial auto for the truck or van your business runs on.
Fast certificates
Proof of coverage to your client's inbox the same day they ask.
Who needs Contractors insurance?
- Independent trade contractors: electricians, plumbers, painters, flooring, roofing
- Remodelers working in occupied homes
- Handyman services with mixed scopes of work
- Small crews taking on commercial jobs with insurance requirements
One application. Every market. The right program.
Built for working contractors.
We quote around your trade and your actual jobs, not a generic class code.
Certificates in minutes, not weeks.
The job should never wait on paperwork.
Straight answers.
You will know what is covered, what is not, and what that means on a jobsite.
Coverage that grows with the crew.
Add workers' comp, bigger limits, or a second truck without starting over.
Frequently asked questions
I am a one-person operation. Do I really need this?
If you work on other people's property, yes. One property-damage claim can outrun a year of revenue, and most commercial clients will not hire you without proof of coverage.
Does my personal auto policy cover my work truck?
Usually not once the truck is used for business. Personal policies routinely deny commercial-use claims. We will tell you where that line sits for you.
Can you match the exact requirements my client sent?
Yes. Forward the requirement as written and we place coverage to meet it, wording included.
What does it cost?
Trade and revenue drive it. We take one application across every market that writes your trade, so the price you see already has competition built in.