You make one call. We make the rest.
Salon, suite, booth, or mobile: you need coverage for the treatments you do, the client who slips in your chair, and the certificate your landlord or licensing board asks for. That is the whole brief. Consider it handled.
Tell us about your business.
What is Beauty insurance?
Beauty insurance protects you when a client is hurt by a treatment, slips in your space, or claims your work went wrong. It usually pairs general liability with professional liability, and can cover your tools and furniture. Landlords, suites, and licensing boards often require it before you can operate.
Your suite or landlord will not wait.
Most leases and booth agreements need proof of insurance before you start or renew. Send us the request as written, and we send the certificate that closes it.
Treatment claims
Burns, reactions, or injuries tied to the services you perform.
Client injuries
A slip, a fall, or an accidental injury in your salon or suite.
Your tools and furniture
Chairs, beds, lights, and equipment you own.
Fast certificates
Proof for landlords, suites, and licensing boards the same day they ask.
Who needs Beauty insurance?
- Beauty salons with multiple chairs and employees
- Solo beauty pros renting a suite or booth
- Mobile practitioners working in clients' homes
- Estheticians with treatment-heavy menus
One application. Every market. The right program.
Built for beauty pros.
We match coverage to the treatments you actually do, whether you run a full salon, rent a suite, or work mobile.
Certificates for landlords, fast.
The suite agreement should never wait on paperwork.
Plain answers.
We explain general liability, professional liability, and the add-ons your services need, without the fine-print fog.
Coverage that fits the work.
Hair color, lashes, waxing, nails, facials, chemical treatments: we build the policy around what is on your menu.
Frequently asked questions
What insurance do beauty pros need?
Most need general liability for client injuries and property damage, and professional liability for claims about the services you perform. Salons may also need property coverage, workers' comp, or add-ons for advanced treatments.
Is beauty insurance required?
Many landlords, suites, and venues require it before you can work or rent space. Some states also tie insurance to cosmetology, esthetics, or massage licenses. Even when it is not required, one treatment claim can outrun months of bookings.
How much does beauty insurance cost?
State, services, and workspace drive it. Solo pros often pay around $20 to $50 a month. Multi-chair salons can run $800 to $2,000 or more a year. We will show you options that fit.
Does beauty insurance cover reactions?
Yes. Professional liability can cover allergic reactions, irritation, chemical burns, and similar claims from a covered service, when the treatment is within your license and policy rules.
Does insurance cover my equipment?
Many policies can cover tools, furniture, and supplies you own. We will tell you which add-ons fit your setup.
Can I add my landlord as an additional insured?
Yes. Most suites and commercial landlords require it. We add them and send the updated certificate.