You make one call. We make the rest.
The day you hire, most states require it. We price workers' comp off your real payroll and the right job categories, and we make the audits boring instead of expensive.
Tell us about your business.
What is Workers Compensation insurance?
Coverage for employees injured on the job: medical costs, lost wages, and rehabilitation, with employer's liability included for the claims that fall outside the system. In most states it is legally required from the first employee.
The job category decides your price.
Insurers call these class codes: a roofer's category costs more than an office category, and putting someone in the wrong one is the most common and most expensive workers' comp mistake, usually surfacing at audit as a surprise bill. We class your payroll correctly up front, so the audit confirms instead of corrects.
Medical costs
Treatment for workplace injuries, from first visit through recovery.
Lost wages
Income replacement while an injured employee cannot work.
Rehabilitation
Physical and vocational recovery support.
Employer's liability
The lawsuits that side-step the comp system.
One application. Every market. The right program.
We take the time to know your business.
A specialist learns how the operation actually runs before anything gets quoted. Not a form, a person.
We can reach the right insurers.
The big-name companies and the specialists they cannot match. More than one option gets you the right coverage, and a better price.
The right coverage at the right price.
Real options from real insurers, and a straight recommendation on which one fits.
Fast where it counts.
Same-day certificates, quick quotes, no waiting on hold.
Frequently asked questions
When am I required to carry it?
In most states, the moment you have one employee, and some states reach further. Tell us the state and headcount, and we will map the requirement exactly.
What will the audit look like?
With payroll classed correctly at the start, uneventful. We prepare the numbers so the audit matches the policy.
What does it cost?
Payroll, job categories, and claims history set the price, and states regulate the math. Our job is getting the classification and the insurer right.