Looking for Professional Liability Insurance?
Protect your business with professional liability insurance from Harper Insure. Whether you're an individual or a business, we offer comprehensive coverage for legal defense, claims, and professional errors, ensuring you stay protected against potential lawsuits.
What is Professional Liability Insurance?
Professional liability insurance provides coverage for professionals against claims of negligence, errors, and omissions that occur during the course of providing professional services. This coverage protects you from legal claims, covering legal fees, settlements, and judgments that arise from your professional activities. Whether you’re a lawyer, doctor, consultant, or other professional, this insurance ensures that you are financially protected from lawsuits.
Legal Defense Protection
Covers the legal costs and fees associated with defending against claims of negligence, errors, or omissions.
Errors & Omissions Coverage
Protects you from claims alleging mistakes, negligence, or omissions during the provision of your professional services.
Coverage for Settlements & Damages
Helps cover the costs of settlements or damages awarded in lawsuits, providing financial protection for your business.
Professional Oversight Coverage
Covers claims related to professional mistakes made during the performance of services, ensuring your business is protected.
Who Needs Professional Liability Insurance?
- Lawyers : Businesses and professionals requiring professional liability insurance coverage
- Medical Professionals : Businesses and professionals requiring professional liability insurance coverage
- Accountants : Businesses and professionals requiring professional liability insurance coverage
- Consultants : Businesses and professionals requiring professional liability insurance coverage
- Architects & Engineers : Businesses and professionals requiring professional liability insurance coverage
Why Harper?
Tailored Coverage for Professionals
At Harper Insure, we specialize in providing professional liability insurance tailored to the unique needs of your profession. Whether you’re a lawyer, consultant, or medical professional, we ensure that your coverage is designed to protect you against legal claims, errors, and omissions specific to your field. Our policies cover legal defense costs, settlements, and damages, helping you safeguard your professional reputation and business assets.
Comprehensive Legal Protection
Professional liability insurance from Harper Insure offers comprehensive legal protection for professionals facing lawsuits related to their services. Whether you’re defending against claims of negligence, errors, or omissions, our coverage provides financial support for legal costs, including lawyer fees and court expenses. We ensure that you can focus on your business without worrying about costly legal battles.
Fast, Streamlined Claims Process
At Harper Insure, we believe that in times of legal trouble, speed is crucial. Our streamlined claims process ensures that you get the support you need when you need it most. With easy access to claim forms and quick response times, we help you handle any professional liability claims without unnecessary delays. You can trust that our team will work diligently to resolve any issues quickly, minimizing the impact on your business.
Affordable, Flexible Coverage Options
We understand that each professional's needs are different, which is why Harper Insure offers flexible professional liability insurance policies that fit your specific requirements. Our plans are designed to be affordable while still providing comprehensive coverage. Whether you're a solo practitioner or part of a larger firm, our customizable coverage options give you the protection you need without breaking your budget.
Frequently Asked Questions
Do I really need professional liability insurance?
Yes, professional liability insurance is essential for protecting your business from legal claims related to the services you provide. Without this coverage, your business could face significant financial losses in the event of a lawsuit. Even if you work with clients on a contract basis, liability claims can still arise, making it critical to have this coverage in place to protect your business and assets.
What does professional liability insurance cover?
Professional liability insurance covers claims of negligence, errors, or omissions in the provision of professional services. This includes legal defense costs, settlements, and damages. It is designed for professionals such as consultants, doctors, and lawyers who may face claims related to their services.
How much does professional liability insurance cost?
The cost of professional liability insurance depends on factors such as the size of your business, the type of services you provide, and the level of coverage you require. Harper Insure offers competitive rates based on your business specifics and helps you find a policy that fits both your coverage needs and budget.
Can professional liability insurance protect me against all lawsuits?
Professional liability insurance covers claims of professional negligence, but it does not cover every type of claim. It excludes fraud, criminal actions, bodily injury claims, and property damage. It's important to understand the limitations of your policy and supplement it with additional insurance if needed for other types of risks.
How quickly can I get professional liability insurance?
Harper Insure can provide you with professional liability coverage within just a few days. After completing a simple application and reviewing coverage options, you can quickly receive your policy, ensuring you're protected without unnecessary delays.
Is professional liability insurance mandatory?
While professional liability insurance is not required by law in all industries, many clients, licensing boards, and professional organizations require it. This coverage helps protect your business from legal claims and ensures compliance with industry standards.
