You make one call. We make the rest.
When the work product is advice, design, or a decision, the lawsuit is about the work itself. Professional liability covers the claim general liability never will, and we write it around what you actually do.
Tell us about your business.
What is Professional Liability insurance?
Coverage for claims that your professional work caused someone a financial loss: an error, an omission, a missed deadline, bad advice. For consultants, agencies, tech firms, and licensed professionals, it is the policy that answers when a client says the work failed them.
The exclusions are the policy.
Two E&O policies with the same limit can behave completely differently when a claim hits, because the exclusions decide what is really covered. We read them line by line before you buy, so the policy covers the work you actually deliver.
Errors & omissions
Mistakes and oversights in the work itself.
Negligence allegations
The claim that your professional judgment fell short, defensible or not.
Legal defense
Attorney fees from the first letter, which is where most of the cost actually lives.
Contract-driven limits
Coverage written to what your client agreements require.
One application. Every market. The right program.
We take the time to know your business.
A specialist learns how the operation actually runs before anything gets quoted. Not a form, a person.
We can reach the right insurers.
The big-name companies and the specialists they cannot match. More than one option gets you the right coverage, and a better price.
The right coverage at the right price.
Real options from real insurers, and a straight recommendation on which one fits.
Fast where it counts.
Same-day certificates, quick quotes, no waiting on hold.
Frequently asked questions
I have general liability. Why do I need this too?
General liability covers bodily injury and property damage. It does not cover a client claiming your work cost them money. That claim is exactly what professional liability exists for.
My client contract requires E&O. What now?
Send the requirement over. We place coverage that matches it, and the certificate follows the same day.
What does it cost?
Services, revenue, and contract sizes drive it. One application across the markets that write your profession.