You make one call. We make the rest.
Every product that leaves your hands carries your name and your liability with it. We place product liability for makers, importers, and sellers, written to the contracts your buyers demand.
Tell us about your business.
What is Product Liability insurance?
Coverage for injury or damage caused by a product you made, imported, or sold, wherever in the chain the claim lands. It covers the defense, the settlement, and the difference between a bad quarter and the end of the company.
Retail contracts set the real limits.
Big-box and marketplace vendor agreements dictate specific coverage before your product hits the shelf or the listing. Send us the vendor agreement, and we paper the policy to it exactly.
Injury claims
A product hurt someone, and the claim names everyone in the chain.
Property damage
The product damaged something it touched, powered, or held.
Defense in depth
Legal costs for claims valid, inflated, and invented.
Vendor agreement compliance
Additional insureds and limits written to your buyers' contracts.
One application. Every market. The right program.
We take the time to know your business.
A specialist learns how the operation actually runs before anything gets quoted. Not a form, a person.
We can reach the right insurers.
The big-name companies and the specialists they cannot match. More than one option gets you the right coverage, and a better price.
The right coverage at the right price.
Real options from real insurers, and a straight recommendation on which one fits.
Fast where it counts.
Same-day certificates, quick quotes, no waiting on hold.
Frequently asked questions
I did not manufacture it. I just sell it. Am I exposed?
Yes. Importers, distributors, and retailers get named in product claims routinely, especially when the manufacturer is overseas. Coverage is built for exactly this.
A retailer wants additional insured status with high limits. Normal?
Standard practice, and non-negotiable for shelf space. We match the requirement as written.
What does it cost?
Product category, sales volume, and where you sell drive it. One application, every market that writes your product class.