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Medical Malpractice Insurance

You make one call. We make the rest.

For clinicians and care businesses, one allegation can put a license and a livelihood on the line. We place malpractice coverage with carriers who know your specialty and defend it properly.

Get quoted fast

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Know your coverage

What is Medical Malpractice insurance?

Professional liability for medical care: coverage for allegations that treatment, diagnosis, or care decisions caused harm. It includes the specialized legal defense that medical claims demand, and it is required for licensure and facility privileges nearly everywhere.

We know this

Tail coverage is where careers get caught.

Leave a practice or switch carriers without the right tail, and claims from past work can arrive uninsured. We check the tail before anything else moves.

Professional liability for care

Diagnosis, treatment, medication, and supervision decisions.

License defense

Board complaints and administrative proceedings, not just lawsuits.

Tail and prior acts

Continuity across job changes, retirements, and carrier switches.

Entity coverage

The practice or facility itself, not just the individual clinician.

Why Harper

One application. Every market. The right program.

01

We take the time to know your business.

A specialist learns how the operation actually runs before anything gets quoted. Not a form, a person.

02

We can reach the right insurers.

The big-name companies and the specialists they cannot match. More than one option gets you the right coverage, and a better price.

03

The right coverage at the right price.

Real options from real insurers, and a straight recommendation on which one fits.

04

Fast where it counts.

Same-day certificates, quick quotes, no waiting on hold.

Good to know

Frequently asked questions

Occurrence or claims-made?

Most malpractice is claims-made, which makes retroactive dates and tail coverage the details that matter most. We walk you through both in plain terms before you commit.

Does it cover board complaints?

The programs we place include license defense, because a board complaint can be as career-threatening as a lawsuit.

What does it cost?

Specialty, volume, and history drive it, and the market swings by specialty. We shop every carrier that writes yours.