You make one call. We make the rest.
Same policy as professional liability, just what your industry calls it. If a client says your work cost them money, this is the one that answers. Whatever you advise, build, file, or manage for clients, we cover the day a client says it went wrong.
Tell us about your business.
What is Errors and Omissions insurance?
Coverage for financial-loss claims arising from your professional services: the missed detail, the wrong filing, the recommendation that did not pan out. It includes the legal defense, which is often the largest real cost even when you did nothing wrong.
Claims arrive late.
E&O claims routinely surface a year or more after the work shipped, and the policy that pays is the one you carry on the day the client complains, not the one you had when you did the work. We keep the dates lined up so nothing falls through a gap, including jobs you finished years ago.
Professional mistakes
Errors in the work, from a wrong number to a missed deadline.
Omissions
The thing that did not get done, and the loss that followed.
Defense costs
Counsel from the first demand letter onward.
Work you already finished
Covers jobs you delivered before this policy started, set up correctly at every renewal.
One application. Every market. The right program.
We take the time to know your business.
A specialist learns how the operation actually runs before anything gets quoted. Not a form, a person.
We can reach the right insurers.
The big-name companies and the specialists they cannot match. More than one option gets you the right coverage, and a better price.
The right coverage at the right price.
Real options from real insurers, and a straight recommendation on which one fits.
Fast where it counts.
Same-day certificates, quick quotes, no waiting on hold.
Frequently asked questions
Is E&O different from professional liability?
Same coverage, different label. Some industries say E&O, others say professional liability. What matters is that the policy matches your services, and that is the part we write carefully.
When should I buy it?
Before the first client contract that requires it, and ideally before the work ships. Retroactive dates lock in from when coverage starts.
What does it cost?
Profession, revenue, and claim history drive it. We bring back options from every insurer that writes your field.