Looking for Security business Insurance?
Protect your security business with specialized insurance coverage that safeguards your operations, employees, and assets. Harper Insure simplifies the insurance process, offering fast, compliant coverage that keeps your business protected while ensuring you meet all industry regulations. We help you focus on growing your business while we protect you from unexpected risks and liabilities.
What is Security business Insurance?
Security business insurance provides comprehensive coverage to protect businesses in the security industry from financial losses caused by a variety of risks. This includes protection for employee injuries, property damage, legal claims, and business interruptions. The unique risks faced by security companies, such as liability for employee actions, protection of property, and safeguarding client assets, require specialized coverage that standard commercial insurance often doesn’t cover. A tailored policy ensures that your business is fully protected, and you remain compliant with state and local regulations.
Employee Liability Protection
Covers injuries or accidents involving employees while on duty, including liability for negligence or oversight.
Property and Equipment Protection
Protects your business property, including vehicles, equipment, and supplies, from theft, damage, or vandalism.
Legal Defense and Claims Handling
Includes legal defense coverage for lawsuits, claims handling, and settlement support if your business faces litigation.
Professional Liability Coverage
Covers claims related to negligent professional services, including errors or omissions in security oversight.
Who Needs Security business Insurance?
- Private Security Companies : Businesses and professionals requiring security business insurance coverage
- Event Security Providers : Businesses and professionals requiring security business insurance coverage
- Security Guard Agencies : Businesses and professionals requiring security business insurance coverage
- Security Equipment Providers : Businesses and professionals requiring security business insurance coverage
- Mobile and Armed Security Services : Businesses and professionals requiring security business insurance coverage
Why Harper?
Specialized Coverage for Security Businesses
Harper Insure understands the unique risks security companies face, which is why we specialize in crafting insurance policies tailored specifically for the security industry. Whether you're responsible for property security, event oversight, or mobile patrols, our policies offer comprehensive protection. We cover everything from employee liability to equipment protection and provide the legal defense you need to stay compliant with state and local regulations.
Quick & Easy Certificate Delivery
In the security business, time is of the essence. That’s why Harper Insure ensures you receive your certificates of insurance quickly—often on the same day you purchase your policy. Whether you need it for a new contract, licensing, or a client requirement, we eliminate the delays. This means you can continue with your operations without interruptions, confident that you have the proper documentation to meet compliance standards.
Transparent, Plain-Language Support
At Harper Insure, we believe that insurance should be clear, not confusing. We break down the terms of your policy in simple, understandable language so you can fully comprehend your coverage. Our dedicated team of experts guides you through every step of your policy, from understanding liability clauses to reviewing your coverage options. We ensure that you’re always in control of your policy and confident in your coverage choices.
Trusted by Security Businesses Nationwide
Security businesses across the country trust Harper Insure for their insurance needs. We’ve built a reputation for providing fast, reliable service and policies tailored specifically to meet the needs of the security industry. Our clients value our commitment to excellence and appreciate the seamless process we offer. One client shared, Harper Insure made our licensing process easy, providing us with certificates in hours.”
Frequently Asked Questions
Do security businesses need specialized insurance?
Yes, security businesses face specific risks like employee injuries, property damage, theft, and legal claims that general commercial policies do not cover. For example, liability arising from employee accidents, property damage during security services, or injuries caused by staff while on duty often require coverage designed specifically for the security industry. Having tailored insurance ensures all these risks are covered comprehensively and legally.
What does security business insurance cover?
Security business insurance typically covers employee liability, property damage, legal defense, and other risks inherent to security operations. This includes accidents involving staff or clients, theft or vandalism of equipment, and property damage. Optional coverage may include professional liability for negligent security oversight and business interruption due to unforeseen events. The exact coverage depends on your specific needs and operation.
How much does security business insurance cost?
The cost of security business insurance varies widely based on several factors. These include the size of your business, the nature of your services (armed vs. unarmed, for example), the location, and the number of employees. Additionally, the coverage limits you choose and the risk level of your business influence the premium. Smaller businesses may pay less, but larger or higher-risk operations typically face higher costs.
Can I get insurance for a new security business?
Yes, Harper Insure provides tailored insurance solutions for new security businesses. Our team will guide you through the process of securing coverage that meets state requirements and protects your business from day one. Whether you're just starting out or expanding your services, we ensure your business is fully protected, allowing you to focus on building your client base and growing your operation.
How fast can I get proof of insurance?
Most clients receive their certificate of insurance the same day they purchase their policy from Harper Insure. This quick turnaround ensures you can meet licensing deadlines, contract requirements, or client needs without unnecessary delays. Whether for licensing, new contracts, or client onboarding, we prioritize fast and efficient delivery of your proof of coverage.
What factors impact the cost of security business insurance?
The cost of insurance for security businesses depends on several factors, including the size of your business, the number of employees, the risk level of your services, and your location. Additional factors include the type of coverage you select and any optional endorsements, such as professional liability or equipment protection. Our team works with you to assess these factors and provide a cost-effective solution tailored to your business’s specific needs.
