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Harper is a commercial insurance brokerage that specializes in two things:
Getting better rates on complete packages for businesses of all sizes.
Covering the complex cases that make other brokers run away.
Industry-Specific Expertise
Our insurance professionals understand staffing operations, including employee placement procedures, client contract requirements, payroll management, and regulatory compliance specific to employment services businesses.
Comprehensive Risk Assessment
We evaluate your entire operation - from candidate screening and placement procedures to client worksite exposures and employee management responsibilities - ensuring all potential liabilities receive proper coverage.
Competitive Staffing Solutions
Harper works with carriers specializing in employment agency risks to secure coverage that fits your budget while providing adequate protection for your unique staffing exposures and operations.
Employment Claims Expertise
Our team understands that staffing claims require specialized handling due to complex employment law issues. We provide expert guidance throughout the claims process to protect your business reputation.
Staffing agencies face unique liabilities every day. From temporary employee injuries to professional liability claims, Harper Insurance understands the complex risks that employment agencies encounter while placing workers, managing payroll, and maintaining client relationships.
Our comprehensive staffing agency insurance policies are specifically designed for companies involved in temporary staffing, permanent placement, executive search, and workforce management services. Whether you operate a local temp agency or manage a national staffing network, we provide tailored coverage solutions that protect your operations, employees, and client relationships.
Critical protection against errors and omissions in staffing services. Covers claims arising from improper candidate screening, wrongful termination advice, discrimination allegations, and placement service failures.
Essential coverage for wrongful termination, discrimination, harassment, and wage disputes involving both your employees and temporary workers you place with clients.
Protects against third-party injury and property damage claims occurring at your offices or involving your temporary employees at client worksites during assigned duties.
Mandatory coverage for your direct employees and may extend to temporary workers depending on state regulations and client contracts. Critical for protecting against workplace injury claims.
Specialized coverage for injuries to temporary workers placed at client locations. Provides primary or excess coverage depending on client insurance arrangements and state requirements.
Protection against employee theft, embezzlement, and fraudulent activities. Essential for staffing agencies handling payroll funds and having access to sensitive client and employee information.
Protects against data breaches, system hacks, and privacy violations affecting employee personal information, client data, and payroll systems used in staffing operations.
Covers your office buildings, equipment, computers, and business personal property against fire, theft, vandalism, and other covered perils that could disrupt operations.
Industrial & Manufacturing Staffing
Specialized coverage for agencies placing workers in manufacturing, warehouse, and industrial environments including enhanced workers' compensation and safety liability protection.
Healthcare Staffing
Comprehensive protection for medical staffing agencies including professional liability for healthcare placements, credentialing errors coverage, and specialized regulatory compliance protection.
Information Technology Staffing
Enhanced coverage for IT staffing and technical recruiting including professional liability for technical placements, cyber security risks, and intellectual property protection.
Administrative & Clerical Staffing
Coverage for office staffing services including general clerical placements, executive assistant services, and temporary administrative support with appropriate liability limits.
Construction & Trade Staffing
Specialized protection for agencies placing construction workers and skilled trades including enhanced workers' compensation coverage and contractor-specific liability protection.
Executive Search & Recruitment
Professional liability coverage for executive placement services including search firm errors and omissions, confidentiality breaches, and high-level recruitment failures.
Employment Law Exposures
Discrimination claims, wrongful termination allegations, wage disputes, and harassment accusations involving temporary employees or placement decisions affecting multiple parties.
Professional Service Risks
Errors in candidate screening, background check failures, improper job matching, and recruitment service failures that can result in client losses or employee problems.
Temporary Employee Injuries
Workplace accidents involving temporary workers at client locations creating complex insurance coverage questions and potential gaps in protection coverage.
Client Worksite Liability
Accidents and incidents involving your temporary employees at client facilities where liability responsibility may be unclear or disputed between parties.
Data Security Threats
Breaches of employee personal information, client confidential data, and payroll systems containing sensitive financial and personal information requiring specialized response.
Regulatory Compliance Issues
Employment law violations, licensing requirement failures, and regulatory compliance gaps that can result in fines, penalties, and business disruption.
Protect your employment agency with comprehensive coverage designed for your industry. Our experienced agents understand staffing risks and will work with you to build a protection plan that covers your specific operations, employees, and client exposures.
Key Benefits of Working with Harper:
Ready to protect your staffing business? Contact Harper Insurance today for a comprehensive quote tailored to your employment services operations and placement activities.